Nave Marg
FINANCIAL WISDOM

Expert Financial Insights

Strategies, analysis, and actionable insights from our team of financial architects. Master wealth building through expert knowledge.

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FD vs Mutual Funds

The Two Fathers of Panaji

📅 30 Nov 2025 ⏱️ 3 min

The Two Fathers of PanajiMy dear friend, come, sit. Let me tell you a story about two fathers from our very own Panaji. Both loved their children deeply. Both dreamed of a bright f…

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Dreams to Action

The Goa Dreamers vs The Goa Doers

📅 30 Nov 2025 ⏱️ 3 min

The Goa Dreamers vs The Goa DoersMy dear friends, Dr. Celso here. From my little clinic in Goa, I don't just treat fevers; I treat financial dreams. And today, I want to share a st…

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Health Insurance

The Day the Monsoon Broke Our Hearts

📅 30 Nov 2025 ⏱️ 3 min

The Day the Monsoon Broke Our HeartsMy dear friend, come, sit. Let me tell you a story about two families who lived just a few lanes apart in our own Goa. Their lives were woven fr…

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Money Habits kids

The Pocket Money Millionaire

📅 30 Nov 2025 ⏱️ 3 min

The Pocket Money MillionaireMy dear friend, come, sit with me. Let me tell you a story not from a textbook, but from a small kitchen in Pune. It’s a story about a mother, her daugh…

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Money Habits kids

The Pocket Money Millionaire

📅 30 Nov 2025 ⏱️ 3 min

The Pocket Money MillionaireHello, my dear friend. Dr. Celso here. Come, sit with me. Let me tell you a story I saw unfold right here in Goa, a story that changed a family's future…

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Pension vs SWP

The Pension Trap and the Magic Tap

📅 30 Nov 2025 ⏱️ 3 min

The Pension Trap and the Magic TapMy dear friend, come, sit with me for a moment. I want to tell you a story about two houses right here in our Goa. In one house lived Uncle Ramesh…

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Money Habits kids

The Pocket Money Millionaire

📅 30 Nov 2025 ⏱️ 3 min

The Pocket Money MillionaireMy dear friend, come, sit. Dr. Celso is here. You know, in my clinic in Goa, I don't just mend bones; I try to mend financial futures. And the most powe…

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SIP vs Lifestyle

The Goa IT Engineer Who Retired at 40

📅 30 Nov 2025 ⏱️ 3 min

The Goa IT Engineer Who Retired at 40Hello, my friend. Dr. Celso here. Come, sit. Let me tell you a story about two young men from our very own Goa. You might see yourself in one o…

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Financial Literacy

The Report Card That Couldn't Buy Chai

📅 30 Nov 2025 ⏱️ 3 min

The Report Card That Couldn't Buy ChaiMy dear friends, I want you to close your eyes for a moment. Not literally—you're reading! But imagine your childhood classroom. The smell of …

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Pension vs SWP

The Pension Trap and the SWP Miracle

📅 30 Nov 2025 ⏱️ 3 min

The Pension Trap and the SWP MiracleMy dear friend, come, sit with me for a moment. I want to tell you a story about two houses, side-by-side, in our very own Goa. It’s a story tha…

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Health Insurance

The Day the Monsoon Broke Our Hearts

📅 30 Nov 2025 ⏱️ 3 min

The Day the Monsoon Broke Our HeartsMy dear friend, sit with me for a moment. I want to tell you about two families who live just a few lanes apart. Their stories are why I became …

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NRI Investing

The Ocean That Never Runs Dry

📅 30 Nov 2025 ⏱️ 3 min

The Ocean That Never Runs DryMy dear friend, sitting across the world, I see you. I see the pride in your eyes when you send money home. You are the provider, the rock for your fam…

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SIP vs Lifestyle

The Goa IT Engineer Who Retired at 40

📅 29 Nov 2025 ⏱️ 3 min

The Goa IT Engineer Who Retired at 40My dear friend, come, sit with me. Let me tell you a story about two young men from our own Goa. Both were brilliant, earning good money in a b…

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Health Insurance

The Day the Monsoon Broke Our Hearts

📅 29 Nov 2025 ⏱️ 3 min

The Day the Monsoon Broke Our HeartsMy dear friend, come, sit. Let me tell you a story about two families who lived on the very same lane in our beautiful Goa. Their lives were a l…

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Financial Literacy

The Marks That Truly Matter

📅 29 Nov 2025 ⏱️ 3 min

The Marks That Truly MatterMy dear friends, I am Dr. Celso, your financial doctor from Goa. I want to share a story with you today, not from a textbook, but from my own classroom o…

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FD vs Mutual Funds

The Two Fathers of Panaji

📅 29 Nov 2025 ⏱️ 3 min

The Two Fathers of PanajiMy dear friend, come, sit. Let me tell you a story about two fathers from our very own Panaji. Both loved their children dearly. Both dreamed of the same t…

Read Article →
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Pension vs SWP

The Pension Trap and the Magic Tap

📅 29 Nov 2025 ⏱️ 3 min

The Pension Trap and the Magic TapMy dear friend, come, sit with me for a moment. Let me tell you a story about two houses on my very own street in Goa. It’s a story I see repeated…

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Financial Literacy

The Real Marksheet Life Gives You

📅 29 Nov 2025 ⏱️ 3 min

The Real Marksheet Life Gives YouMy dear friends, I want you to imagine something with me. Close your eyes for a moment. Picture your child, twenty years from now, holding two mark…

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Pension vs SWP

The Pension Trap and the Magic Tap

📅 29 Nov 2025 ⏱️ 3 min

The Pension Trap and the Magic TapMy dear friends, I am Dr. Celso. I have seen the worry in your eyes. You've worked so hard your whole life, and now you dream of a peaceful retire…

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Pension vs SWP

The Silent Battle of Two Balconies

📅 29 Nov 2025 ⏱️ 3 min

The Silent Battle of Two BalconiesMy dear friend, come sit with me. Let me tell you about two houses, side-by-side, in our very own Goa. In one, lived Uncle Ramesh and Aunty Shobha…

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ULIP vs Term+SIP

The Two Friends and the Insurance Trap

📅 29 Nov 2025 ⏱️ 3 min

The Two Friends and the Insurance TrapMy dear friend, come, sit. Let me tell you a story about two men from our very own Goa. It’s a story I see every single day in my clinic, and …

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Health Insurance

The Two Families of Panaji

📅 29 Nov 2025 ⏱️ 3 min

The Two Families of PanajiMy dear friend, come, sit. Let me tell you a story about two families who lived right here in our beautiful Panaji. It’s a story I have seen play out too …

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NRI Investing

The Ocean That Never Runs Dry

📅 29 Nov 2025 ⏱️ 3 min

The Ocean That Never Runs DryMy friend, I see you. You are working across the oceans, sending your hard-earned money back to your family in India. You are a hero. But tell me, are …

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Pension vs SWP

The Two Balconies of Dona Paula

📅 29 Nov 2025 ⏱️ 3 min

The Two Balconies of Dona PaulaMy dear friend, come sit with me. Let me tell you about two houses, side-by-side, in our beautiful Dona Paula. In one, lived Uncle Ramesh and Aunty S…

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NRI Investing

The Ocean That Never Runs Dry

📅 29 Nov 2025 ⏱️ 3 min

The Ocean That Never Runs DryMy friend, I see you. You work across the oceans, far from the coconut trees and the familiar sounds of home. Every month, like clockwork, you send mon…

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Financial Literacy

The Report Card That Couldn't Buy Chai

📅 28 Nov 2025 ⏱️ 3 min

The Report Card That Couldn't Buy ChaiMy dear friends, I want you to imagine something with me. Close your eyes for just a moment. Picture little Rohan, age 10, proudly showing his…

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Money Habits kids

The Pocket Money Millionaire

📅 28 Nov 2025 ⏱️ 3 min

The Pocket Money MillionaireMy dear friend, come, sit. Let me tell you a story I saw with my own eyes, right here in our Goan sun. It is not about a rich businessman, but about a m…

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Dreams to Action

The Goa Dreamers vs The Goa Doers

📅 28 Nov 2025 ⏱️ 3 min

The Goa Dreamers vs The Goa DoersMy dear friend, come, sit with me. Let me tell you about two couples I know from my very own clinic in Goa. Both dream of the same thing, but only …

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NRI Investing

The Homecoming That Built a Future

📅 28 Nov 2025 ⏱️ 3 min

The Homecoming That Built a FutureMy dear friend, I see you. You are working oceans away, sending money back home with so much love. But tell me, is that money working as hard as y…

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Money Habits kids

The Pocket Money Millionaire

📅 28 Nov 2025 ⏱️ 3 min

The Pocket Money MillionaireMy dear friend, come, sit. Let me tell you a story. It’s not about a king or a queen, but about a queen-in-the-making. A mother and her daughter, right …

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SIP vs Lifestyle

The Two Paychecks: A Goa IT Story

📅 28 Nov 2025 ⏱️ 3 min

The Two Paychecks: A Goa IT StoryMy dear friend, come, sit. Let me tell you a story about two young men from our very own IT hub in Goa. Their names were Arjun and Rohan. They star…

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Money Habits kids

The Pocket Money Millionaire

📅 28 Nov 2025 ⏱️ 3 min

The Pocket Money MillionaireMy dear friend, come, sit with me. Let me tell you a story I saw with my own eyes, right here in our sunny Goa. It is not a story of a rich businessman,…

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SIP vs Lifestyle

The Two Paychecks: A Goa IT Story

📅 28 Nov 2025 ⏱️ 3 min

The Two Paychecks: A Goa IT StoryMy dear friend, come, sit. Let me tell you a story about two young men from our very own IT hub in Goa. You might see yourself in one of them.The F…

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Health Insurance

The Day the Monsoon Broke Our Hearts

📅 28 Nov 2025 ⏱️ 3 min

The Day the Monsoon Broke Our HeartsMy dear friend, sit with me for a moment. Let me tell you about two families who live just a few lanes apart in our very own Goa. Their stories …

Read Article →
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Pension vs SWP

The Pension Trap and the SWP Secret

📅 28 Nov 2025 ⏱️ 3 min

The Pension Trap and the SWP SecretMy dear friend, come, sit with me. Let me tell you about two houses on my street in Goa. In one, lived Uncle Ramesh and Aunty Sunita. In the othe…

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NRI Investing

The Ocean in Your Bucket

📅 28 Nov 2025 ⏱️ 3 min

The Ocean in Your BucketMy friend, I see you. You work across the oceans, far from the sounds and smells of home. Every month, like clockwork, you send money back. It’s an act of l…

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Money Habits kids

The Pocket Money Millionaire

📅 28 Nov 2025 ⏱️ 3 min

The Pocket Money MillionaireMy dear friend, come, sit with me. Let me tell you a story I saw unfold right here in my own clinic in Goa. It’s not a story of a big business tycoon, b…

Read Article →
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SIP vs Lifestyle

The Goa IT Engineer Who Retired at 40

📅 28 Nov 2025 ⏱️ 3 min

The Goa IT Engineer Who Retired at 40My dear friend, come, sit. Let me tell you a story about two young men from our very own Goa. Both were brilliant IT engineers, both earned the…

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Money Habits kids

The Pocket Money Millionaire

📅 28 Nov 2025 ⏱️ 3 min

The Pocket Money MillionaireMy dear friend, come, sit with me. Let me tell you a story I saw unfold in a small, sun-drenched house in Panaji. It’s a story about a mother, her daugh…

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Dreams to Action

The Goa Holiday That Never Was

📅 28 Nov 2025 ⏱️ 3 min

The Goa Holiday That Never WasMy dear friend, come, sit. Let me tell you about two couples who live right next door to each other in the same Mumbai building. Their dreams were the…

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Pension vs SWP

The Pension Trap and the Magic Tap

📅 27 Nov 2025 ⏱️ 3 min

The Pension Trap and the Magic TapMy dear friend, come, sit with me. Let me tell you about two houses on my street in Goa. In one, lived Uncle Ramesh and Aunty Sunita. In the other…

Read Article →
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Health Insurance

The Day the Monsoon Broke Our Hearts

📅 27 Nov 2025 ⏱️ 3 min

The Day the Monsoon Broke Our HeartsMy dear friends, I am Dr. Celso, your financial doctor from Goa. I have sat with many families in my clinic, and I have seen how a sudden storm …

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Dreams to Action

The Goa Getaway That Never Was

📅 27 Nov 2025 ⏱️ 3 min

The Goa Getaway That Never WasMy dear friend, come, sit with me. Let me tell you about two couples I know, both living in the same Mumbai apartment building, both with the same bea…

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Money Habits kids

The Pocket Money Millionaire

📅 27 Nov 2025 ⏱️ 3 min

The Pocket Money MillionaireMy dear friend, come, sit. Dr. Celso is here. Today, I don't want to talk about stocks or mutual funds. I want to tell you a story. A story about a moth…

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Pension vs SWP

The Pension Trap and the SWP Miracle

📅 27 Nov 2025 ⏱️ 3 min

The Pension Trap and the SWP MiracleMy dear friend, come, sit with me. Let me tell you about two houses on my street in Goa. In one, lived Uncle Mohan and Aunty Shanti. In the othe…

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Money Habits kids

The Pocket Money Millionaire

📅 27 Nov 2025 ⏱️ 3 min

The Pocket Money MillionaireMy dear friend, come, sit with me. Let me tell you a story I witnessed right here in Goa, a story not of kings and queens, but of a mother and her daugh…

Read Article →
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Pension vs SWP

The Pension Trap and the SWP Miracle

📅 27 Nov 2025 ⏱️ 3 min

The Pension Trap and the SWP MiracleMy dear friend, come, sit with me. Let me tell you about two houses on my very own street in Goa. Their stories will change the way you think ab…

Read Article →
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FD vs Mutual Funds

The Two Fathers of Panaji

📅 27 Nov 2025 ⏱️ 3 min

The Two Fathers of PanajiMy dear friend, come, sit. Let me tell you a story about two fathers from our very own Panaji. Both loved their children deeply. Both dreamed of a bright f…

Read Article →
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Financial Literacy

The Report Card That Couldn't Buy Chai

📅 27 Nov 2025 ⏱️ 3 min

The Report Card That Couldn't Buy ChaiMy dear friends, I am Dr. Celso, your financial doctor from Goa. I want to tell you a story today. Not about stocks or mutual funds, but about…

Read Article →
📊
Pension vs SWP

The Pension Trap and the Magic Tap

📅 27 Nov 2025 ⏱️ 3 min

The Pension Trap and the Magic TapMy dear friend, come, sit with me. Let me tell you about two houses, side-by-side, in our very own Goa. In one, lived Uncle Ramesh and Aunty Shobh…

Read Article →
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Health Insurance

The Day the Monsoon Broke Our Hearts

📅 27 Nov 2025 ⏱️ 3 min

The Day the Monsoon Broke Our HeartsMy dear friend, come, sit. Let me tell you a story about two families who lived just a few lanes apart in our very own Goa. Their lives were wov…

Read Article →
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Dreams to Action

The Goa Getaway That Never Was

📅 27 Nov 2025 ⏱️ 3 min

The Goa Getaway That Never WasMy dear friend, come, sit. Let me tell you about two couples from the same Mumbai building. Their story changed how I advise families on money.The Dre…

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SIP vs Lifestyle

The Two Paychecks: A Goa IT Story

📅 27 Nov 2025 ⏱️ 3 min

The Two Paychecks: A Goa IT StoryMy dear friend, come, sit. Let me tell you a story about two young men from our very own IT park in Dona Paula. Their names are Arjun and Rohan. Th…

Read Article →
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Financial Literacy

The Real Marks That Matter

📅 27 Nov 2025 ⏱️ 3 min

The Real Marks That MatterMy dear friends, I am Dr. Celso, your financial doctor from Goa. I want to tell you a story today, not about stocks or mutual funds, but about a teacher a…

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Pension vs SWP

The Pension Trap and the SWP Miracle

📅 26 Nov 2025 ⏱️ 3 min

The Pension Trap and the SWP MiracleMy dear friend, come, sit with me. Let me tell you a story about two houses on my very own street in Goa. It’s a story that changed how our enti…

Read Article →
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Pension vs SWP

The Pension Trap and the Magic Tap

📅 26 Nov 2025 ⏱️ 3 min

The Pension Trap and the Magic TapMy dear friend, come, sit with me for a moment. I want to tell you a story about two houses on my very own street in Goa. It’s a story that has ch…

Read Article →
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Health Insurance

The Two Families of Dabolim

📅 26 Nov 2025 ⏱️ 3 min

The Two Families of DabolimMy dear friend, come, sit. Let me tell you a story about two families who lived right here in our beautiful Goa. One family learned a lesson too late. Th…

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Dreams to Action

The Goa Vacation That Never Was

📅 26 Nov 2025 ⏱️ 3 min

The Goa Vacation That Never WasMy dear friend, come sit with me. Let me tell you about two couples who live right next door to each other in the same Mumbai building. Their stories…

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Money Habits kids

The Pocket Money Millionaire

📅 26 Nov 2025 ⏱️ 3 min

The Pocket Money MillionaireMy dear friend, come, sit. Let me tell you a story I saw with my own eyes, right here in our sunny Goa. It is not a story of a rich businessman, but of …

Read Article →
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Health Insurance

The Day the Monsoon Broke Our Hearts

📅 26 Nov 2025 ⏱️ 3 min

The Day the Monsoon Broke Our HeartsMy dear friend, come, sit with me. Let me tell you about two families who lived just a few lanes apart in our very own Panjim. Their stories, I …

Read Article →
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Pension vs SWP

The Pension Trap and the SWP Miracle

📅 26 Nov 2025 ⏱️ 3 min

The Pension Trap and the SWP MiracleMy dear friend, come, sit with me. Let me tell you a story about two houses, side-by-side, in our very own Goa. In one, lived Uncle Ramesh and A…

Read Article →
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NRI Investing

The Ocean That Never Runs Dry

📅 26 Nov 2025 ⏱️ 3 min

The Ocean That Never Runs DryMy friend, I see you. You are working across the oceans, far from the sounds and smells of home. Every month, like clockwork, you send money back. It i…

Read Article →
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Money Habits kids

The Pocket Money Millionaire

📅 26 Nov 2025 ⏱️ 3 min

The Pocket Money MillionaireMy dear friend, come, sit with me. Let me tell you a story I witnessed right here in our own Goa. It’s not about a rich businessman, but about a mother …

Read Article →
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SIP vs Lifestyle

The Goa IT Engineer Who Retired at 40

📅 26 Nov 2025 ⏱️ 3 min

The Goa IT Engineer Who Retired at 40My dear friend, come, sit. Let me tell you a story about two young men from our very own IT hub. Their names were Arjun and Rohan. They started…

Read Article →
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Pension vs SWP

The Two Balconies of Panaji

📅 26 Nov 2025 ⏱️ 3 min

The Two Balconies of PanajiMy dear friend, come sit with me. Let me tell you a story about two houses on my street. It’s a story I see reflected in the eyes of so many families acr…

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FD vs Mutual Funds

The Two Fathers of Panaji

📅 26 Nov 2025 ⏱️ 3 min

The Two Fathers of PanajiMy dear friend, come, sit. Let me tell you a story about two fathers from our very own Panaji. Both loved their children deeply. Both dreamed of the same t…

Read Article →
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ULIP vs Term+SIP

The Two Friends and the Insurance Trap

📅 26 Nov 2025 ⏱️ 3 min

The Two Friends and the Insurance TrapMy dear friend, come, sit. Let me tell you a story about two men from our very own Goa. It’s a story I see every single day in my clinic, and …

Read Article →
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SIP vs Lifestyle

The Two Paychecks: A Goa IT Story

📅 26 Nov 2025 ⏱️ 3 min

The Two Paychecks: A Goa IT StoryMy dear friend, come, sit. Let me tell you a story about two young men from our very own IT park in Dona Paula. Their names were Rohan and Sameer. …

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Health Insurance

The Two Diwalis: A Tale of Two Families

📅 26 Nov 2025 ⏱️ 3 min

The Two Diwalis: A Tale of Two FamiliesMy dear friend, come, sit with me. Let me tell you a story about two families from our very own Goa. It’s a story I have seen play out too ma…

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FD vs Mutual Funds

The Two Fathers of Panaji

📅 26 Nov 2025 ⏱️ 3 min

The Two Fathers of PanajiMy dear friend, come, sit. Let me tell you a story about two fathers from our very own Panaji. Both loved their children dearly. Both dreamed of the same t…

Read Article →
📊
SIP vs Lifestyle

The Goa IT Engineer Who Retired at 40

📅 26 Nov 2025 ⏱️ 3 min

The Goa IT Engineer Who Retired at 40My dear friend, come, sit. Let me tell you a story about two young men from our very own IT hub. It’s a story I see every day, and it holds a s…

Read Article →
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Financial Literacy

The Real Marksheet Life Gives You

📅 26 Nov 2025 ⏱️ 3 min

The Real Marksheet Life Gives YouMy dear friends, I want you to imagine something with me. Close your eyes for a moment. Picture your child, twenty years from now, holding two mark…

Read Article →
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Money Habits kids

The Pocket Money Millionaire

📅 25 Nov 2025 ⏱️ 3 min

The Pocket Money MillionaireMy dear friend, come, sit with me. Let me tell you a story I witnessed right here in our sunny Goa. It’s not about a rich businessman, but about a simpl…

Read Article →
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Dreams to Action

The Goa Holiday That Never Was

📅 25 Nov 2025 ⏱️ 3 min

The Goa Holiday That Never WasMy dear friend, come, sit. Let me tell you about two couples who live right next door to each other in our very own Mumbai. Their names are Rohan & Pr…

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NRI Investing

The Ocean That Never Touched Shore

📅 25 Nov 2025 ⏱️ 3 min

The Ocean That Never Touched ShoreMy friend, come, sit. Let's talk. I see that look in your eyes—the same one I see in so many of our brothers and sisters who work across the ocean…

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